FHA Loans Your Gateway to Homeownership

Derrick Bridgett, Loan Originator at DB Mortgage Group powered by BFG

Derrick Bridgett, Loan Originator

DB Mortgage Group powered by BFG

Phone: (314) 229-1112

Email: [email protected]

NMLS# 307312

Company NMLS# 181106

Licensed in: AL, AR, CA, GA, FL, DC, IL, IN, KS, KY, MI, MD, MO, LA, OH, NC, OK, PA, TX, TN, VA, MS, IA, NE, WA, OR, MN, WV

Derrick Bridgett | NMLS #307312 | DB Mortgage Group Powered by Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | AL 22977 | AK181106 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License. | FL MLD1880 | GA 181106 | IL MB.6761630 view reinvestment notice barrettfinancial.com/illinois-reinvestment | IN 181106 | IA 2021-0157 | KS MC.0025726 | LA | MD 181106 | MI fl0022342 | MS 181106 | MO | NC B-203722 | OH RM.804600.000 | TN 204577 | TX view complaint policy at www.barrettfinancial.com/texas-complaint | VA MC-7357 & MC-7357 | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106

FHA Loans

FHA Loans Your Gateway to Homeownership

What Are FHA Loans?

Ready to Apply?

FHA Loan Requirements

Credit Score

Debt Ratios

Down Payment

2026 FHA Loan Limits

FHA Loan Benefits

Frequently Asked Questions

Ready to Get Started?

Message Sent!

LOAN PROGRAMS

Achieve your dream of homeownership with as little as 3.5% down. FHA loans offer flexible credit requirements and government backing, making them perfect for first-time homebuyers.

FHA loans are mortgages insured by the Federal Housing Administration, designed to make homeownership more accessible. These government-backed loans offer lower down payments, flexible credit requirements, and are especially beneficial for first-time homebuyers.

Get personalized FHA loan options fast.

FHA loans have more flexible requirements than conventional loans, making homeownership accessible to more people.

*Subject to AUS Approval

Down payment can come entirely from gift funds from family members.

FHA loan limits vary by area. Here are the current 2026 FHA loan limits by area type.

Let us help you navigate the FHA loan process and find the perfect home financing solution.

Thanks for reaching out. I'll get back to you shortly.

👋 Hi there! I'm to help with your mortgage questions.

What's on your mind today?

Quick Questions

Messages sent directly to